Mortgages

Bespoke Contractor Mortgages The professional freedom of contracting brings immense financial rewards, but it shouldn’t come at the cost of your home-buying power. While traditional high-street lenders often struggle with the transitions between assignments, Apollo Group Services views your career through a different lens. Securing a stable, high-quality home for your family is a top priority, and obtaining a competitive interest rate is essential. You shouldn't be penalized with higher premiums just because you don't possess a standard monthly payslip.
what we do

The Apollo Strategy

We connect you with specialist brokers who move beyond traditional income assessments. Instead of looking at historical salary or dividends, our partners focus on Contract Rate Underwriting—calculating your affordability based on your current day rate.

Don’t let a traditional bank limit your ambitions. Contact Apollo Group Services today to explore mortgage solutions built for the modern professional.
Day-Rate Recognition:

Leverage your gross contract value to maximize your borrowing potential.

Specialist Market Access:

Direct links to lenders who understand the recruitment and contracting landscape.

Empathetic Advocacy:

Guidance from experts who recognize that your "gap between contracts" is a choice, not a risk.

Why Choose Us

We combine recruitment heritage with financial precision to provide a strategic infrastructure that traditional firms can’t match.

Recruitment-First Expertise:

Our team is built from industry veterans who understand the specific pressures and pace of the staffing sector.

360° Service Integration:

We are a single-source partner for payroll, tax, insurance, and lending, ensuring your professional life is perfectly synchronized.

Compliance-Led Growth:

We turn regulatory hurdles like IR35 and AWR into stable foundations, protecting your margins and your reputation.

Why Choose Us

Frequently Asked Questions

Standard lenders often struggle with non-traditional income. We use specialized “Contract Rate Underwriting,” which allows our brokers to secure mortgages based on your gross day rate rather than just your salary or dividends.

Yes. Compliance is our foundation. We conduct rigorous audits on all payroll processes to ensure full adherence to IR35 and tax legislation, providing a risk-free structure for agencies and workers.

We offer a comprehensive suite of professional protection, including Professional Indemnity, Public Liability, and Employers’ Liability, specifically tailored to the risks of the recruitment industry.

Absolutely. We manage the entire transition, reviewing your previous filings and optimizing your tax strategy to ensure your company remains efficient and compliant.